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Who we are
Our website address is: https://moush.in/
Who we are
Privacy Policy
Last updated on September 24th, 2024
Introduction to Privacy Policy
This privacy policy (the "Privacy Policy") applies to your use of the website of Razorpay hosted at razorpay.com, the Services (as defined under the Razorpay "Terms of Use") and Razorpay applications on mobile platforms (Android, Blackberry, Windows Phone, iOS etc.) (collectively "RAZORPAY" or "WEBSITE"), but does not apply to any third-party websites that may be linked to them, or any relationships you may have with the businesses listed on Razorpay.
The terms "we", "our" and "us" refer to Razorpay, and the terms "you", "your" and "User" refer to you, as a user of Razorpay. The term "Personal Information" means information that you provide to us which personally identifies you to be contacted or identified, such as your name, phone number, email address, and any other data that is tied to such information. Our practices and procedures in relation to the collection and use of Personal Information have been set out below in order to ensure safe usage of the Website for you.
We have implemented reasonable security practices and procedures that are commensurate with the information assets being protected and with the nature of our business. While we try our best to provide security that is better than the industry standards, because of the inherent vulnerabilities of the internet, we cannot ensure or warrant complete security of all information that is being transmitted to us by you. By visiting this Website, you agree and acknowledge to be bound by this Privacy Policy and you hereby consent that we will collect, use, process and share your Personal Information in the manner set out herein below. If you do not agree with these terms, do not use the Website.
It is clarified that the terms and conditions that are provided separately form an integral part of your use of this Website and should be read in conjunction with this Privacy Policy.
Information we collect and how we use it
We collect, receive, and store your Personal Information. If you provide your third-party account credentials ("Third Party Account Information") to us, you understand that some content and information in those accounts may be transmitted to your account with us if you authorize such transmissions and that Third Party Account Information transmitted to us shall be covered by this Privacy Policy.
You may opt to not provide us with certain information; however, that will restrict you from registering with us or availing some of our features and services.
We use commercially reasonable efforts to ensure that the collection of Personal Information is limited to that which is necessary to fulfill the purposes identified below. If we use or plan to use your information in a manner different than the purpose for which it is collected, we will ask you for your consent prior to such use.
The Personal Information collected will be used only for the purpose of enabling you to use the services provided by us, to help promote a safe service, calibrate consumer interest in our products and services, inform you about online offers and updates, troubleshoot problems, customize User experience, detect and protect us against error, fraud, and other criminal activity, collect money, enforce our terms and conditions, and as otherwise described to you at the time of collection of such information.
Account information of Merchants
If you create an account to take advantage of the full range of services offered on Razorpay, we ask for and record Personal Information such as your name, email address, and mobile number. We may collect and store your Sensitive Personal Data or Information (such as financial information including inter alia credit card, debit card details, bank account, and know your customer ("KYC") documents as per RBI regulations and any other information as may be applicable). We use your email address to send you updates, news, and newsletters (if you willingly subscribe to the newsletter during signup, or anytime after signup) and contact you on behalf of other Users (such as friend requests, personal messages, or other social collaboration-based events).
If you do not want to receive communications from us that are not relevant to you or your use of our services, please click on the unsubscribe link provided at the bottom of such e-mails sent to you by us.
We use your mobile numbers to send you transaction alerts and SMS alerts based on your preferences. If you do not wish to receive such SMSs from us, please notify us at razorpay.com/support to stop receiving SMSs from us. Razorpay assures that your Personal Information will not be made public or sold to any third party.
The User shall have an option to erase any information provided by the User, including Personal Information. If a User opts for the said option of erasure, Razorpay shall delete all stored information of the User from its servers.
Customer Information
We also store customer information such as address, mobile number, Third Party Wallet details, Card Details, and email address when customers make payments through Razorpay checkouts. Only when customers choose to share the information with businesses powered by Razorpay applications will we share the information with the respective businesses. However, Razorpay is not liable in any way for any misuse of this information by the business or people related to the businesses to whom the information is shared by the customer.
Activity
We record information related to your use of Razorpay, such as searches, pages viewed, browser type, IP address, location, requested URL, referring URL, and timestamp information. This information is used to administer Razorpay and provide the highest possible level of security and service to you. We also use this information in aggregate to perform statistical analyses of User behavior and characteristics to measure interest in and use of the various areas of Razorpay. However, you cannot be identified from this aggregate information.
Cookies
We send cookies to your computer to uniquely identify your browser and improve the quality of our service. "Cookies" refer to small pieces of information that a website sends to your computer's hard drive while you are viewing the site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them).
Persistent cookies can be removed by following your browser help file directions. If you choose to disable cookies, some areas of Razorpay may not work properly or at all. Razorpay uses third-party tools, which may collect anonymous information about your visits to Razorpay using cookies and your interaction with Razorpay products and services. Such third parties may also use information about your visits to Razorpay products and services and other websites to target advertisements for Razorpay's products and services.
Enforcement
We may use the information we collect in connection with your use of Razorpay (including your Personal Information) to investigate, enforce, and apply our terms and conditions and Privacy Policy.
Transfer of information
We do not share your Personal Information with any third party apart from financial institutions such as banks, RBI, or other regulatory agencies (as may be required) and to provide you with services through Razorpay, conduct quality assurance testing, facilitate account creation, provide technical and customer support, or provide specific services in accordance with your instructions.
User access to Personal Information
As a registered Razorpay User, you can modify some of your Personal Information and your privacy preferences by accessing the "Account" section of this Website.
Security
Your account is password protected. We use industry-standard measures to protect the Personal Information stored in our database. We follow industry-standard best practices on Information Security.
Terms and modifications to this Privacy Policy
Our Privacy Policy is subject to change at any time without notice. Please review this policy periodically to stay informed.
Applicable law
Your use of this Website will be governed by and construed in accordance with the laws of India. Legal action may be brought exclusively in the competent courts/tribunals having jurisdiction in Bengaluru, India.
Complaints and Grievance Redressal
If you have any complaints or concerns about your Personal Information, you may contact the Grievance cum Nodal Officer via the following:
Email: moushvogue@gmail.comComments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://moush.in/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.